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Credit for wa teens

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Does your teen need a student credit card? On one hand, some people advise that teens get credit cards so they can learn how to use them responsibly. On the other hand, some think that this is like handing a teenager a loaded gun. However, teens should learn important money lessons before they start using credit. Important Note: With the new Credit CARD Act, a person must be 21 years old to get a credit card unless someone co-signs for the credit card, or they can show proof of income and ability to repay loans.
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The Best Credit Cards for Teens for 2021

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Pros and Cons of Credit Cards for Teens Under 18 | Pocketsense

As mentioned by. Who do you think is more likely to get into trouble using credit cards? A college freshman who was never exposed to credit his entire life, or a teenager who was added as an authorized user on his parent's card at 15 and taught how to responsibly use credit. Let's put it this way. I've met a lot of people who have found themselves in serious debt, and every single one of them started using credit for the first time when they were older or in college. Not once have I ever met a young teenager in credit card debt.
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Give Your Teenager a Credit Card? Some Financial Experts Say Yes

Source: Flickr user Wimena Kane. Whether we want to admit it or not, teens are playing an increasingly important role in the U. Retailers are certainly doing what they can to reach this free-spending group of consumers, but so are credit card companies.
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Good parents want the best for their children, and that includes having a good credit score when the time is right. It's important that you set a good financial foundation, teaching your child good money management, rather than try to build their credit history for them. It's like doing all their homework for them. When it's time for your child to take the test, they'll fail because they haven't been doing the work themselves.
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